To do so, the candidate must complete a professional internship of at least 150 hours in a brokerage firm, in a company in the insurance field, or in a training centre (some centres offer online training). It is possible to become an insurance broker without a diploma. How to become an insurance broker, training or curriculum? Finally, they often offer additional services in the area of risk management or advice on contract management or insurance solutions (health insurance, construction insurance, travel insurance, etc.). Throughout the life of the contract, the insurance broker's role is also to assist policyholders with claims management, for example. It is then up to him to take care of all the administrative aspects of the contract and to negotiate the conditions. Thanks to their in-depth knowledge of the market, they are able to advise and assist individuals by suggesting the policies that are of most interest to them. The broker does not sell insurance contracts directly but helps you to find the one that best suits your needs. In theory, he acts more independently, which in most cases allows him to provide more objective advice. Unlike a general agent, who is subject to the commercial objectives of an insurance company and who is also its representative, the broker represents his clients. The insurance broker is mandated by his clients to negotiate the best possible contracts with insurance companies (for providence, for underwriting, for multi-risk, for car insurance, for health insurance, or for any insurance product in short.). The insurance broker belongs to the legal category of Insurance Intermediaries (also known as IAS), a category that comes under the profession of financial intermediaries. His role is to offer him tailor-made contracts that are more adapted to his profile. The insurance broker is an intermediary between an insured person and an insurance company, he is in short the representative of the insured person, he is a specialist in insurance. It is important to know that in France, approximately 250,000 people work in a brokerage firm. Before anything else, we will start by asking ourselves what an insurance broker really is, how he or she defines himself or herself, and what his or her activity is basically.
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